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Welcome to Judith and Claire's Enlightened Wealth Newsletter! Now published every Tuesday. Welcome to our new subscribers - there's 116 of you now. Keep spreading the word! Your referrals really help us grow, so forward this newsletter to everyone you know who wants to create a financially secure future, free from debt and worry. Thanks. Let us know how we can help you too and please feel free to email us if you have anything you would like to say to either us, or our readers. |
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Up, Get Rich!* is part of a far larger one started by the creators
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Mark Victor Hansen & Robert Allen who have pledged to create one
million new millionaires in the next decade.
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Judith
and Claire's update (Contributed by Judith) |
Claire and Claire are beginning to make stonking breakthroughs finally with Worldpay, which will enable us to take money online for our workshops, Cashflow games, and e-products. This is so exciting! Not only does it remove the burden from our delegates for sending cheques, but it fully automates our business at last and makes us Supalite. Our first e-product is JudithandClaire's DebtBuster which we have been trialling with some willing guinea pigs. I am personally very excited about this because I still have some debts of my own I am trying to reduce as quickly as possible as interest rates rise slowly, what with another one gloomily predicted next month due to the football-fuelled retail spending fest last month. That's a bit unfair since I didn't contribute personally to that one! We hope to send out a special announcement when all this is ready to go. |
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Enlightened
Community call and Cashflow game reminder! |
Judith and Claire's Enlightened Community Call takes place on the first
Tuesday of every month, from 7 'til 8 pm. Full details including
the number to ring and the date for the next one can be found on our
website here.
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No news to report here, our next one is next week, Tuesday 3rd August. We hope you will all join us. We have decided to shorten the call to one hour, commencing at 7 p.m. Please remember also our next Cashflow game is in Clapham at the Bread & Roses pub (upstairs function room) at 12.30 on the third Sunday of each month, next one is 15th August. Rich Dad recommends you try to play this game once a month for a year. We're up for it if you are. |
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A Worthy Goal by Michael Neill |
Once more Michael Neill has provided a timely tip about money. It is reproduced here with his kind permission. Copyright 2004 Michael Neill All Rights Reserved. You can subscribe to receive Michael's weekly coaching tips in your own right at www.successmadefun.com. What follows is Michael Neill's Coaching Tip Number 411, July 26 2004: A Worthy Goal "The value of a loaf of bread is largely dependant on how long it has been since you last ate." Baruch Spinoza Recently, a friend was asking me why I thought it was that I had nearly doubled my income from 2003 in the first six months of 2004. While some of it is no doubt due to the inevitable momentum a business builds up over time, I personally believe a large part of it has come about as a result of a basic shift in my thinking about money. For the past four years, every time I wrote a tip about making money I received a small number of e-mails from people encouraging me to leave behind such worldly matters and get back to focusing on more 'worthy' topics. While it was tempting to dismiss these comments as coming from what my friends in the UK call 'the wooly jumper brigade' I also recognized that I sort of agreed with them - even to me, talking so openly about making money felt a little bit icky. In fact, for may years I had been wrestling with a simple yet crucial question: Is making money a worthy goal? The reason the question seemed so important to me was that if making money was a worthy goal, I wasn't putting nearly enough time, focus and energy into it; if making money wasn't a worthy goal, I was spending far too much time, focus and energy on it! Now, in NLP (Neuro-Linguistic Programming), we make a distinction between sensory based information (what you can see, hear, taste, touch, or smell) and vague language, affectionately referred to as 'fluff'. While good fluff has its place (most summer beach reading comes easily to mind), it is decidedly unuseful in making useful decisions. The simple fact is, vague questions lead to vague answers. The way to de-fluff language is by seeking to recover any key bits of information that have been left out, distorted, or generalized. When I applied this idea to my original question, the 'real' question was revealed: Is making (how much money in what time frame for what purpose?) a worthy goal? Initially, I filled in the blanks like this: Is doing whatever it takes to make as much money as possible in order to guarantee I never need to worry about money again a worthy goal? For me the answer to this question was a firm 'no'. While never needing to worry about money again seems a worthy enough goal to me, I realize from my work coaching millionaires that it is rarely attained by achieving a certain quantity of money, no matter how large. Similarly, while "Do whatever it takes!" sounds great coming out of the mouth of a motivational speaker or underneath a framed photo of a spectacular athletic achievement, it loses much of its magic if you imagine it coming out of the mouth of your least favorite dictator or under a picture of a village destroyed by war, famine or poverty. Next, I filled in the blanks like this: Is making enough money this year from work I love and want to do in order to cover all our expenses, save 10%, tithe 10%, make some home improvements and cover our tax bill a worthy goal? This time, the answer was equally obvious - an unquestionable yes. Just for fun, I filled in the blanks a third time: Is making enough money over the next ten to fifteen years (from work I love and want to do) to look after my family, put my kids through college, create financial independance and give away over a million dollars to charities and related causes a worthy goal? This time, my answer was not only a resounding 'yes' but my brain began overflowing with creative ideas for creating and exchanging value in the world. (Not to mention the fact that I am now completely inspired by the idea of giving away a million dollars over the next ten to fifteen years!)
Check out the 'Want to Learn More?' section at the end of this tip for some useful resources...
Today's Experiment: 1. Do you consider making money a worthy goal for you? If you're not 100% clear on your answer, fill in the blanks for yourself until you get an unmistakeable 'yes': Is making (how much money in what time frame for what purpose?) a worthy goal? 2. When you have found the amount of money/time frame/purpose that makes making money an undeniably worthy goal for you, go for it. In my admittedly recent experience of working in this way, there is something almost magical that happens when you give yourself permission to really want the money you want. 3. Ask yourself "If money weren't an issue for me, how would I be living my life?" Notice how many of the things you come up with are worth pursuing even before money ceases to be an issue for you. Have fun, learn heaps, and may you never confuse your net worth with your self-worth! Until next time, Michael
WANT TO LEARN MORE? Here are some of my favorite resources related to today's tip: How to Make One Hell of a Profit and Still Get to Heaven by John DeMartini The Finance Doctor by Dr. Dink with Frank R. Scatoni Money Made Fun (e-book) by Michele Lisenbury Christensen and Michael Neill Safely Prosperous or Really Rich by Howard Ruff Your Money or Your Life by Joe Dominguez and Vicky Robin
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Doodad
Dilemmas ?! (Contributed by Judith and Claire) |
Judith: Well, I fell for another pink handbag (which I didnt need) on Friday morning, but managed to pass up on a pink umbrella (which I did need) on Sunday. But I think that honestly I have nothing else to confess to. Do you want me to tell you about the pink handbag? Well, I have seen them about, and they are all the rage, and I have denied myself one on the basis of lack of need for all summer, but then I was in a good mood, and had enjoyed some uplifting experiences earlier in the day, and found myself outside the shop where I had looked longingly through the window at the bags before, and I had just saved by buying this month's book for my Book Club in the Oxfam shop and well, it seemed rude not to, and I SO deserved it after getting up at 5.30 to appear at a breakfast networking event where I was one of 3 women amongst 24 of us. Nuff said? Who am I justifying this to? Claire: Um... ah, yes, dinner with old school friends on Saturday night at First Floor in Portobello Road, some new trousies, a few t-shirts and a stripy pink crocheted silk tassley belt thing, all in the sales, except the belt and today some books, also in the sales. So a bit of a naughty week really - again. Ho hum. |
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What
Are We Doing? |
Judith: Whizzing down to Somerset for a family party, meeting up with long lost cousins, and amusing my two nephews on the long and boring car journey. Networking, networking and more networking - you've already heard about the 5.30 a.m. start on Friday. Venue scouting for somewhere to play Cashflow after the September meet at the Bread & Roses, which is a shame, because I love it there, even though it was a bit sticky underfoot last time. Going to the spa (essential personal maintenance, definitely not a Doodad, won't even hear that word mentioned in this context). Claire: I've been a bit underproductive on the Judith and Claire 'dev' front this week, re-doing the logo for DebtBuster, doing a logo for SupaLite Business, more copy for the new site, writing the next instalment for my story and that's about it. I've been doing a spending analysis for a private client, which seems ironic given my reluctance to review my own. I've also been talking to Youth at Risk about getting involved with some of their other programmes besides the Energy for Enterprise scheme. I'll let you know what comes of those conversations in due course. I've been improving my sprouting skills and made my first raw hummus last week. It was okay but I think I overdid the garlic. Or maybe there was another reason why neighbours above and below and left and right simultaneously moved out for the week! And I am also researching courses that will either qualify me to do bodywork like massage and ultimately lymph drainage and colonics and/or living foods nutritional advice. If any of our readers have any tips/advice/wisdom to share on these topics, please do email me. |
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And
finally - thanks... |
Judith: Hmm, not sure this week, I suppose the ability to afford pink bags? I'm also pleased that its the end of term for so many of my commitments so that, although I am not leaving the country in August, I can take it easier and catch up with some essential reading. Claire: Oh well done Judith for being honest there! I've lost count of the number of times I've come to write this section and been unable to think of a single thing to be grateful for - which is ridiculous nonsense of course. But dagnabbit, I'm human. I get down and it's so much easier to focus on all the negative stuff! For me, that's why this section is so important; no matter how low or sorry for myself I'm feeling, each week I am forced to remind myself of all the good things in my life. This not only feels great, but taps into the Universal Law of Attraction. You do not attract abundance by focussing on what you lack. For that knowledge alone, I am enormously grateful! |
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